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Updated September 28, 2026. Quick answer: Mostly yes, with one carve-out. Concurrent Investment Advisors is registered with the SEC only as an investment adviser, so on your advisory account it owes you a fiduciary duty under the Investment Advisers Act of 1940. Its own Form CRS states: “When we act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours.” A limited number of Concurrent Investment Advisors’ financial professionals are separately licensed to sell brokerage products in a different capacity, where the weaker Regulation Best Interest standard, not a fiduciary duty, applies instead.
How it’s registered
From Form CRS, Customer Relationship Summary, Concurrent Investment Advisors (March 2026): “Our firm, Concurrent Investment Advisors, LLC, is registered as an investment adviser with the U.S. Securities and Exchange Commission.”
The standard of conduct, in its own words
“When we act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours.”
On commissions: “Some of our financial professionals are Registered Representatives of Purshe Kaplan Sterling Investments, Inc. (“PKS”), a registered broker-dealer. In addition to our services, your financial professional will offer you brokerage services in this separate capacity and will earn commissions for transactions implemented through PKS.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser (most clients) | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: $10,250 a year, 2.05% on a $500,000 account) | Form CRS, Customer Relationship Summary, Concurrent Investment Advisors, March 2026 |
| As a dually licensed representative (limited) | Also FINRA-registered broker-dealer representative, separate capacity | Regulation Best Interest (not a fiduciary duty) | Yes | Form CRS, Customer Relationship Summary, Concurrent Investment Advisors, March 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. Concurrent Investment Advisors discloses a published fee that runs $10,250 a year on a $500,000 account; see the full dollar breakdown from Concurrent Investment Advisors’ own fee disclosure before deciding whether the standard of conduct here changes your answer.
If the answer above changes your mind about staying, see what it costs to leave Concurrent Investment Advisors, or read the general mechanics of switching financial advisors.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, Concurrent Investment Advisors (March 2026): https://reports.adviserinfo.sec.gov/crs/crs_323135.pdf
- SEC Investment Adviser Public Disclosure, Concurrent Investment Advisors (CRD #323135): https://adviserinfo.sec.gov/firm/summary/323135
- Concurrent Investment Advisors, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/323135/PDF/323135.pdf
Methodology. This page was built September 28, 2026, quoting directly from Concurrent Investment Advisors’ own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Comparing Concurrent Investment Advisors against other options? See Concurrent Investment Advisors alternatives, including a lower-fee full-service firm, a flat-fee route and a robo/hybrid.