Updated September 2, 2026. Quick answer: At a non-rural, non-critical-access hospital, an uninsured applicant may qualify for a discount through 600% FPL on medically necessary service above the $150 encounter floor, with a 100% charitable discount through 200% FPL.
This guide is limited to the cited Illinois hospital-assistance source and its stated scope.
What changes in Illinois
- At a non-rural, non-critical-access hospital, an uninsured applicant may qualify for a discount through 600% FPL on medically necessary service above the $150 encounter floor, with a 100% charitable discount through 200% FPL.
- At a rural or critical-access hospital, the discount line is 300% FPL above a $300 encounter floor, with a 100% charitable discount through 125% FPL.
- The statutory bands apply to an uninsured patient who applies for the discount.
Where this rule stops
Hospital type, uninsured status, medical necessity, application, and the encounter floor all must be verified before using a percentage band.
How to verify before you apply
- Identify the hospital or facility covered by the source and obtain its current policy.
- Ask for the current written policy and application instructions.
- Compare the policy with the official source below before relying on any threshold, discount, or deadline.
Related hospital-assistance guides
Primary source
Read 210 ILCS 89/10(a). Verify the current official text and the facility’s current policy before acting; this is a source-backed planning guide, not individualized legal advice.