Clear Money Guide
What this guide covers
A quick view of the questions and evidence developed below.
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Updated August 1, 2026. Quick answer: on a $750,000 portfolio, the measured median lands at 0.81%–1.00%, or $6,094–$7,500 a year. That is computed from the fee schedules 176 SEC-registered advisers publish in their own Form ADV brochures, not from a survey of what people say they pay.
$750,000 sits between two measured points in our benchmark ($500,000 and $1,000,000), so the range below is interpolated between them rather than measured directly at $750,000.
$750,000 portfolio advisor fee table
| Annual rate | Cost per year | Over 10 years |
|---|---|---|
| 0.50% | $3,750 | $37,500 |
| 0.75% | $5,625 | $56,250 |
| 1.00% | $7,500 | $75,000 |
| 1.25% | $9,375 | $93,750 |
| 1.50% | $11,250 | $112,500 |
The row that matters is the gap between them. A quarter of a percentage point is $1,875 a year at $750,000 — $18,750 over a decade, before any growth on the money you did not pay away. That is the whole reason to price a quote rather than accept one.
Compare your next step
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Source: WiserAdvisor’s service descriptionWhat actually moves the number at this balance
At $750,000 most firms will quote a percentage, and the published schedules cluster tightly enough that the spread above is the real negotiating range rather than an outlier band. The question worth asking is what the fee includes — tax coordination, estate basics and implementation are billed separately by some firms and bundled by others, and comparing a bundled quote against an unbundled one is the most common way people mis-price this.
Two things worth establishing before you agree to anything, whichever structure you choose: whether they are a fiduciary at all times, in writing, and whether they are fee-only or fee-based. Neither is implied by the price.
Price the quote you were actually given
Our fee checker compares a quote against these measured medians and tells you whether it is competitive at your balance. If it is not, the negotiation scripts are the cheapest possible fix — at $750,000 a successful quarter-point negotiation is worth $1,875 every year you stay.
Methodology
Figures come from Clear Money Guide’s 2026 advisor fee benchmark: an original analysis of the fee schedules 176 SEC-registered investment advisers publish in Form ADV Part 2A, weighted to a screened frame, with costs reported as identification intervals because the filings disclose ranges. Open data under CC BY 4.0, DOI 10.5281/zenodo.21741167. Full method and limitations: State of Advisor Fees 2026.
Related balances: $500k · $1 million · $2 million · $3 million.