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Updated September 18, 2026. Quick answer: Commonwealth Financial Network discloses a whole-balance breakpoint schedule starting at 2.25% in its Commonwealth Financial Network Form ADV Part 2A Brochure (March 30, 2026). Converted to dollars, that runs $11,250 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Commonwealth Financial Network Form ADV Part 2A Brochure (March 30, 2026): “PPS Program Fee Schedules Following are the maximum allowable fee schedules for the various PPS programs. PPS Custom Program (Transactions) The maximum allowable annual management fee schedule for a new PPS Custom Program (Transactions) account is: Account Value Maximum Annual Management Fee Greater than or equal to Less than $0 $750,000 2.25% $750,000 $1,000,000 2.00% $1,000,000 $2,000,000 1.75% $2,000,000 – 1.50%”
- $0 – $750,000: 2.25%
- $750,000 – $1,000,000: 2.00%
- $1,000,000 – $2,000,000: 1.75%
- $2,000,000 and above: 1.50%
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $5,625 | 2.25% |
| $500,000 | $11,250 | 2.25% |
| $1,000,000 | $17,500 | 1.75% |
| $2,000,000 | $30,000 | 1.50% |
This is Commonwealth’s disclosed maximum allowable annual management fee for the PPS Custom Program (Transactions), a whole-balance breakpoint schedule (the single rate for the bracket the account value falls into applies to the entire balance, per the brochure’s own worked breakpoint-schedule example on the preceding page). $250,000 and $500,000 both fall in the $0-<$750,000 bracket -> x2.25% = $5,625 and $11,250. $1,000,000 falls in the >=$1,000,000 and <$2,000,000 bracket -> x1.75% = $17,500. $2,000,000 falls in the >=$2,000,000 bracket -> x1.50% = $30,000. All Commonwealth advisory program management fees are stated to be negotiable between advisor and client, so this is a maximum, not necessarily what every client pays.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Commonwealth Financial Network’s own published rate runs $11,250 a year.
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- Commonwealth Financial Network Form ADV Part 2A Brochure (March 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032557
- SEC Investment Adviser Public Disclosure, Commonwealth Financial Network (CRD #8032): https://adviserinfo.sec.gov/firm/summary/8032
- Commonwealth Financial Network, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/8032/PDF/8032.pdf
Methodology. This page was built September 18, 2026, drawing on Commonwealth Financial Network’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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