Guides › Financial Advisor Fees
Updated September 23, 2026. Quick answer: Cerity Partners does not publish a minimum account size for its Wealth Management service. Its own brochure treats minimums as a fee matter instead, stating that any minimum fee will be agreed to with the client.
The minimum, in the firm’s own words
“If Cerity Partners charges a minimum fee for clients whose fee for assets under management falls below a particular threshold, such fee may exceed 1.50% on assets under management in the advisory account. Any minimum fee will be agreed to with the client.”
On waivability: “Cerity Partners and its affiliates retain … the right, based upon criteria (e.g., assets under management) or otherwise in their discretion, to reduce, lower or waive fees, waive minimums on fees, provide lowest available fee arrangements, or allow credits or offsets relating to certain types or specified amounts of expenses with respect to certain clients.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Wealth Management (comprehensive investment management / financial planning fee) | No published account minimum | Varies with account size | Minimum fee, if any, agreed with the client |
| Source: Cerity Partners LLC Form ADV Part 2A, March 31, 2026 | |||
Cerity Partners’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,750 |
| $500,000 | $7,500 |
| $1,000,000 | $15,000 |
| $2,000,000 | $30,000 |
What else to know
Cerity Partners does not publish a minimum account size or a fixed minimum fee; any minimum fee is individually negotiated with the client.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Cerity Partners’ own published fee schedule runs up to $7,500 a year (the published maximum, which the firm says is negotiable); see the full dollar breakdown from Cerity Partners’ own fee disclosure across several account sizes.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See what it costs to leave Cerity Partners, or read the general mechanics of switching financial advisors.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
Explore an adviser match
Compare the services and the full fee before deciding whether to hire anyone.
- No fee to request a match
- No obligation to hire
Expect questions about your situation, your name, email and phone, and phone verification by text. A match is not guaranteed.
The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
Opens here. Nothing loads and nothing reaches Kapitalwise until you press the button.
How our partner relationships workCompare an adviser match before you decide
Ask about the full fee, what it covers and how the adviser is paid. A match is an introduction, not a recommendation from Clear Money Guide.
- Free matching service
- No obligation to hire
The matching service is run by WiserAdvisor, an independent advisor-matching company. It opens on their site, asks for your ZIP code and a few questions, and matches you with 2 to 3 vetted advisors. It is free to you. WiserAdvisor states the service is built for portfolios of $250,000 and above. By submitting, you consent to emails, phone calls and text messages from WiserAdvisor and up to three advisors, so expect to be contacted. Advisers pay for the introduction. Clear Money Guide is paid when you complete the form, whether or not you ever hire anyone. There is no obligation to hire anyone.
Continue to WiserAdvisorOpens on WiserAdvisor’s site in a new tab.
Source: WiserAdvisor’s service descriptionSources
- Cerity Partners LLC Form ADV Part 2A (March 31, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036756
- SEC Investment Adviser Public Disclosure, Cerity Partners LLC (CRD #151559): https://adviserinfo.sec.gov/firm/summary/151559
- Cerity Partners LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/151559/PDF/151559.pdf
Methodology. This page was built September 23, 2026, quoting directly from Cerity Partners’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Weighing whether to move ahead? Read the full Cerity Partners review, including its fiduciary status and what it costs to leave.
Comparing Cerity Partners against other options? See Cerity Partners alternatives, including a flat-fee route and a robo/hybrid, plus a lower-fee full-service firm.