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← Back to AUM Fees by Balance

AUM Breakpoints Visual (Effective % by Balance)

Updated on

Pick a typical tier schedule and see fee dollars and the effective % at common balances. Use this to sanity-check quotes and compare to fixed/retainer in dollars.

Balance Annual fee ($) Effective %

Tiers are marginal (like tax brackets). For personalized math and comparisons vs fixed/retainer, try the 10-Year Fee Comparison or the AUM Fee Calculator.

Methodology

How this page calculates and what to expect
  • Dollar-first outputs. We convert percentages and rules into dollars so you can compare choices quickly.
  • Fee tools (AUM · Fixed · Retainer · Hourly).
    • AUM fees use an annual average balance ((start+end)/2). Tiered schedules are treated as marginal (like tax brackets).
    • Contributions are applied at year-end; returns compound annually; “Deduct fees from portfolio” subtracts fees from assets (toggle changes this).
    • We ignore taxes and platform/trading costs unless stated. Results are planning estimates, not exact billing replicas.
  • Retirement & tax windows (IRMAA · SS taxability · RMD · QCD).
    • Calculators use current-year values you enter (caps, surcharges, thresholds) and simplify agency rules for planning.
    • Outputs are estimates to help you stay under a line (bracket, cap, or threshold). Confirm details before acting.
  • Data freshness. This page’s content was last reviewed on . Some thresholds change annually—update inputs as needed.
  • Educational only. Not tax, legal, or investment advice. For specifics, talk to a fiduciary advisor.

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Editorial standards: see our Editorial Policy.

What the filings actually say. We measured the fee schedules 176 SEC-registered advisers publish in their Form ADV Part 2A filings: at $250,000 only 28.4% disclose a fee you can price at all, and the weighted median annual cost among those that do is $2,000 to $2,500. The full benchmark, with method.

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