Updated October 4, 2026. Quick answer: No. Missouri’s instructions say to “enter your total military retirement benefits reported on Federal” Form 1040 line 5b on Form MO-A, Part 1, Line 10, and subtract it from federal adjusted gross income, with no cap or age printed.
How Missouri treats military retired pay
| Item | What the documents say |
|---|---|
| Treatment | Full subtraction of total military retirement benefits reported on federal Form 1040 or 1040-SR, line 5b (Form MO-A, Part 1, Line 10) |
| Who is covered | Pensions for service in the armed forces, including the Missouri Army Reserve and Missouri National Guard |
| Survivor Benefit Plan | A Survivor Benefit Plan annuity does not qualify for this subtraction but qualifies for the public pension exemption |
| Cap or age | None printed |
| Rate on other income | 2025 chart: 2.0% of the excess over $1,313 rising by bracket to $256 plus 4.7% of the excess over $9,191 |
A $30,000 example
A retiree with $30,000 of military retired pay on Form 1040 line 5b enters $30,000 on Form MO-A, Part 1, Line 10, so none of that pay is left to tax.
Optional adviser-matching service
Plan military retirement income alongside your investments
For U.S. investors with $250,000 or more in investable assets. Want help coordinating retirement income with your investments? Request adviser introductions through WiserAdvisor.
This is investment-adviser matching, not tax-return preparation.
WiserAdvisor is an independent matching service. Free to request, with no obligation to hire. Request up to three adviser introductions; a match is not guaranteed. Submitting its form allows calls, texts and emails from WiserAdvisor and up to three advisers.
Clear Money Guide may earn a referral payment for a qualifying completed form. Advisers pay for introductions; an introduction is not a Clear Money Guide recommendation.
Compare investment advisersOpens on WiserAdvisor’s site in a new tab.
What changes in 2026
No 2026 change is printed in the documents read.
Federal rules
The state’s treatment sits on top of the federal one. The IRS explains the federal side in Publication 3, Armed Forces’ Tax Guide.
Related: whether Missouri taxes pensions, how Missouri taxes retirement income, military retirement pay by state, and the military retirement calculator.
Sources
- Form MO-1040 Individual Income Tax Long Form 2025 and Instructions: https://dor.mo.gov/forms/MO-1040%20Instructions_2025.pdf
- Pension FAQs: https://dor.mo.gov/faq/taxation/individual/pension.html
Sources: the primary documents linked above, read on October 4, 2026. General information, not tax advice. Your own facts decide the outcome, and a preparer, the plan administrator or the agency itself is the right place to confirm anything consequential.