Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: Edward Jones is less expensive at $500,000: $6,875 a year, versus $12,500 a year for Mariner Wealth Advisors, computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
What each firm charges, side by side
| Account balance | Edward Jones (annual fee) | Mariner Wealth Advisors (annual fee) |
|---|---|---|
| $250,000 | $3,500 | $6,250 |
| $500,000 | $6,875 | $12,500 |
| $1,000,000 | $13,075 | $25,000 |
| $2,000,000 | $23,375 | $50,000 |
Edward Jones discloses a tiered schedule starting at 1.40% (Edward Jones Guided Solutions Flex Account Schedule of Fees, February 2025 (REV. FEB 2025, document IAS-10455O-A-FS)); Mariner Wealth Advisors discloses a maximum, individually negotiated rate of 2.5% (Mariner, LLC (d/b/a Mariner Wealth Advisors) Form ADV Part 2A Brochure, March 30, 2023).
What the fee includes, in each firm’s own words
Edward Jones (Edward Jones Guided Solutions Flex Account Schedule of Fees, February 2025 (REV. FEB 2025, document IAS-10455O-A-FS)): “The Guided Solutions Flex Fee is comprised of the Program Fee and the Platform Fee, net of any applicable fee reduction or fee offset. The Program Fee is assessed beginning at an annual fee rate of 1.35%, payable monthly in arrears: First $250,000, 1.35%; Next $250,000, 1.30%; Next $500,000, 1.20%; Next $1,500,000, 1.00%; Next $2,500,000, 0.80%; Next $5,000,000, 0.60%; Over $10,000,000, 0.50%. A Platform Fee is charged on accounts enrolled in Guided Solutions Flex. This fee is in addition to the Program Fee. The Platform Fee is assessed beginning at an annual fee rate of 0.05%, payable monthly in arrears.”
Edward Jones’s Guided Solutions Flex Fee is a marginal (tiered) schedule: each bracket’s combined rate (Program Fee plus Platform Fee) applies only to the slice of assets inside that bracket, like a tax bracket, not the whole balance. Arithmetic: $250,000 pays 1.40% on the whole amount ($3,500, since it fits entirely in the first bracket); $500,000 pays $3,500 plus 1.35% on the next $250,000 ($3,375) for $6,875; $1,000,000 pays $6,875 plus 1.24% on the next $500,000 ($6,200) for $13,075; $2,000,000 pays $13,075 plus 1.03% on the next $1,000,000 ($10,300, since $2,000,000 still falls inside the $1,000,000-to-$2,500,000 bracket) for $23,375. Edward Jones also offers a separate, generally non-discretionary brokerage-style program (Guided Solutions Fund, mutual-fund-only) that carries the identical rate table; this page uses the broader Guided Solutions Flex version, which covers stocks, bonds, ETFs and mutual funds.
Mariner Wealth Advisors (Mariner, LLC (d/b/a Mariner Wealth Advisors) Form ADV Part 2A Brochure, March 30, 2023): “The structure and level of our advisory fee will vary by client based upon the services provided and other considerations deemed relevant by us, but typically takes the form of a percentage of assets under management and/or advisement, ranging up to 2.50% per annum. … All fee arrangements are subject to negotiation.”
Mariner does not publish a dollar-breakpoint fee table; its Form ADV states a single ceiling of ‘ranging up to 2.50% per annum,’ individually negotiated per client. The dollar figures apply the disclosed 2.50% ceiling as a flat rate to each balance (balance x 0.025); an actual negotiated rate is very likely lower, especially at higher balances. Note on currency: this is the combined CRS/ADV Part 2A/Privacy document currently live at Mariner’s own published URL; its internal revision date, stated on the cover page, is March 30, 2023 – no more recent public version of Mariner, LLC’s firm-level Part 2A brochure (as opposed to smaller affiliated entities like Mariner Institutional or Mariner Platform Solutions) could be located.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Edward Jones runs $6,875 a year and Mariner Wealth Advisors runs $12,500 a year: a difference of $5,625 a year at that balance.
Want the full breakdown for either firm on its own? Read the Edward Jones fee page or the Mariner Wealth Advisors fee page for the complete tier table and source citations.
Thinking about leaving one of these firms instead of pricing what you would pay to stay? See what it costs to leave Edward Jones, or read the general mechanics of switching financial advisors.
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- Edward Jones Guided Solutions Flex Account Schedule of Fees (February 2025 (REV. FEB 2025, document IAS-10455O-A-FS)): https://www.edwardjones.com/us-en/disclosures
- SEC Investment Adviser Public Disclosure, Edward D. Jones & Co., L.P. (CRD #250): https://adviserinfo.sec.gov/firm/summary/250
- Mariner, LLC (d/b/a Mariner Wealth Advisors) Form ADV Part 2A Brochure (March 30, 2023): https://www.marinerwealthadvisors.com/wp-content/uploads/2022/04/MWA-CRS-ADV-PART-2A-PRIVACY.pdf
- SEC Investment Adviser Public Disclosure, Mariner, LLC d/b/a Mariner Wealth Advisors (CRD #140195): https://adviserinfo.sec.gov/firm/summary/140195
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for Edward Jones and Mariner Wealth Advisors from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.