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Nevada Creditor Claim Period

Updated September 7, 2026. Quick answer: In Nevada, once the personal representative publishes notice to creditors, a creditor has 3 months to file a claim; and a creditor who is personally mailed notice gets 30 days.

What is the creditor-claim deadline in Nevada?

Nevada’s creditor-claim deadlines
Once notice to creditors is published3 months
If notice is never published (absolute deadline)No independent death-based bar; see note below
Creditor personally mailed notice30 days

“A person having a claim, due or to become due, against the decedent must file the claim with the clerk within 90 days after the mailing for those required to be mailed, or 90 days after the first publication of the notice to creditors…”

Source: NRS 147.040

What makes Nevada different

Nevada runs one of the fastest windows in the country; a 90-day bar keyed entirely to mailing/publication, with no independent fixed deadline from date of death.

Does this deadline apply the same way if the estate never opens probate?

These deadlines are creatures of the probate process itself; they run once an estate is opened (by publication, mailing, appointment, or the grant of letters, depending on Nevada’s own rule above). A creditor of a decedent whose estate never enters probate at all is not cut off by this particular statute, though the underlying debt’s own ordinary statute of limitations still applies.

Sources

StatuteNRS 147.040
Nevada courts (general reference)Nevada judicial branch
Nevada Secretary of State / legislatureNevada state government
ConfidenceHigh

Every statute quoted on this page was read directly from the state’s own legislature/code site this session, or, where that site blocked automated access, from a reputable legal-citation mirror quoting the same official text with its official citation (disclosed below). General information, not legal advice; the exact deadline in a given estate can turn on facts (whether a personal representative was appointed, whether notice was ever published or mailed) that only your own probate court file can confirm.

Related: how long you have to contest a will in Nevada.

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