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Idaho Creditor Claim Period

Updated September 7, 2026. Quick answer: In Idaho, once the personal representative publishes notice to creditors, a creditor has 4 months to file a claim; and if notice is never published, the absolute deadline is 3 years from the date of death; and a creditor who is personally mailed notice gets 60 days.

What is the creditor-claim deadline in Idaho?

Idaho’s creditor-claim deadlines
Once notice to creditors is published4 months
If notice is never published (absolute deadline)3 years from the date of death
Creditor personally mailed notice60 days

“three (3) years after the decedent’s death… notifying creditors of the estate to present their claims within four (4) months after the date of the first publication of the notice or be forever barred… within sixty (60) days after the mailing or delivery of the notice, whichever is later, or be forever barred.”

Source: Idaho Code § 15-3-803 (see also § 15-3-801)

What makes Idaho different

Idaho’s death-anchored outer bar is a full three years, far longer than the typical UPC state, even though the notice-accelerated period is the standard 4 months.

Does this deadline apply the same way if the estate never opens probate?

These deadlines are creatures of the probate process itself; they run once an estate is opened (by publication, mailing, appointment, or the grant of letters, depending on Idaho’s own rule above). A creditor of a decedent whose estate never enters probate at all is not cut off by this particular statute, though the underlying debt’s own ordinary statute of limitations still applies.

Sources

StatuteIdaho Code § 15-3-803 (see also § 15-3-801)
Idaho courts (general reference)Idaho judicial branch
Idaho Secretary of State / legislatureIdaho state government
ConfidenceHigh

Every statute quoted on this page was read directly from the state’s own legislature/code site this session, or, where that site blocked automated access, from a reputable legal-citation mirror quoting the same official text with its official citation (disclosed below). General information, not legal advice; the exact deadline in a given estate can turn on facts (whether a personal representative was appointed, whether notice was ever published or mailed) that only your own probate court file can confirm.

Related: how long you have to contest a will in Idaho.

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