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California Creditor Claim Period

Updated September 7, 2026. Quick answer: In California, if notice is never published, the absolute deadline is 1 year from the date of death; and a creditor who is personally mailed notice gets 60 days.

What is the creditor-claim deadline in California?

California’s creditor-claim deadlines
Once notice to creditors is publishedNo separate publication-triggered period; see note below
If notice is never published (absolute deadline)1 year from the date of death
Creditor personally mailed notice60 days

“A creditor shall file a claim before expiration of the later of the following times: (1) Four months after the date letters are first issued to a general personal representative[.] (2) Sixty days after the date notice of administration is mailed or personally delivered to the creditor. [Code Civ. Proc. § 366.2:] an action may be commenced within one year after the date of death, and the limitations period that would have been applicable does not apply.”

Source: Cal. Prob. Code § 9100; Cal. Civ. Proc. Code § 366.2

What makes California different

California ties its baseline period to the date letters are ISSUED (not death or publication), while a wholly separate civil statute, CCP § 366.2, imposes the true outer 1-year backstop from date of death.

Does this deadline apply the same way if the estate never opens probate?

These deadlines are creatures of the probate process itself; they run once an estate is opened (by publication, mailing, appointment, or the grant of letters, depending on California’s own rule above). A creditor of a decedent whose estate never enters probate at all is not cut off by this particular statute, though the underlying debt’s own ordinary statute of limitations still applies.

Sources

StatuteCal. Prob. Code § 9100; Cal. Civ. Proc. Code § 366.2
California courts (general reference)California judicial branch
ConfidenceHigh

Every statute quoted on this page was read directly from the state’s own legislature/code site this session, or, where that site blocked automated access, from a reputable legal-citation mirror quoting the same official text with its official citation (disclosed below). General information, not legal advice; the exact deadline in a given estate can turn on facts (whether a personal representative was appointed, whether notice was ever published or mailed) that only your own probate court file can confirm.

Related: how long you have to contest a will in California.

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