Updated September 6, 2026. Quick answer: No. Utah does not currently have an operative federal Long-Term Care Partnership Program, based on Utah Code Section 26B-3-205, Long-term care insurance partnership.
Why there is no Partnership protection to buy in Utah
Utah’s own law does not currently give a Partnership-qualified policy any Medicaid asset-protection effect. Utah Code Section 26B-3-205, Long-term care insurance partnership is the relevant provision. Its own text reads: “The department shall seek federal approval of a state plan amendment that creates a qualified long-term care insurance partnership.” The statute only directs the department to seek federal approval; it does not state approval was obtained. Independent industry sources report no insurer has ever filed a Partnership-certified policy in Utah.
What this means if you already own an out-of-state policy
Because Utah has no operative Partnership Program of its own, a policy bought elsewhere does not automatically earn Medicaid asset protection inside Utah on the strength of Utah’s own law alone; whether the state you are moving FROM extends reciprocity to non-Partnership states is a question for that state’s own Medicaid agency, not Utah’s.
What a policy purchase in this state does not buy
Because there is no operative program, there is no policy-vintage question to answer in Utah: no policy issued at any date earns Partnership-specific Medicaid asset protection under Utah’s own law as read this session.
Estate recovery, not just eligibility
Without an operative Partnership Program, Utah has no Partnership-specific carve-out from ordinary Medicaid estate recovery rules. See how estate recovery itself works in Utah for the rules that do apply.
A note on sourcing: The statute only directs the department to seek federal approval; it does not state approval was obtained. Independent industry sources report no insurer has ever filed a Partnership-certified policy in Utah.
| Federal Partnership framework itself | 20 years old (in place since February 8, 2006) |
| Federal inflation-protection buyer-age brackets | compound protection required under age 61; some protection required age 61 to age 76 |
| Utah’s own (dormant) statute (since 2014) | 12 years old |
| State citation | Utah Code Section 26B-3-205, Long-term care insurance partnership |
| Federal authority | 42 U.S.C. § 1396p(b), Deficit Reduction Act of 2005 |
| Participates | No |
| Confidence | Medium |
For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.
Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.