Skip to content
Independent money guidance
Clear Money Guide
Start here
Menu

Long-Term Care Partnership Program in Nevada (2026)

Updated September 6, 2026. Quick answer: Yes. Nevada participates in the federal Long-Term Care Partnership Program, using a dollar-for-dollar asset-protection model, under Nev. Admin. Code Sections 687B.0335 and 687B.058 (Nevada Long-Term Care Insurance Partnership Program).

How the asset protection works

Nevada uses a dollar-for-dollar asset-protection model: an amount of Medicaid-countable assets equal to what a qualified Partnership policy actually paid out is protected (disregarded) both when applying for Medicaid and later in Medicaid estate recovery. Nev. Admin. Code Sections 687B.0335 and 687B.058 (Nevada Long-Term Care Insurance Partnership Program) is the governing citation.

What the state itself says about moving

Nevada’s own program materials address this directly, describing it this way: if you move to a state that does not maintain a partnership program or does not recognize your long-term care insurance contract or certificate as a partnership policy or partnership certificate, you would not receive beneficial treatment

Which policies qualify

Nevada’s own materials tie the program to policies issued on or after 2007 (or the date its state plan amendment took effect that year). A long-term care policy bought before that cutoff is not automatically Partnership-qualified in Nevada even if it otherwise looks similar; the policy’s own rider or outline of coverage should say “Partnership” or “Qualified State Long-Term Care Insurance Partnership” explicitly.

Estate recovery, not just eligibility

The federal rule requires the same protected amount to be disregarded twice: once when Nevada decides Medicaid eligibility, and again later if Nevada pursues Medicaid estate recovery against the person’s estate. A Partnership-qualified policy is doing two jobs, not one; see how estate recovery itself works in Nevada.

The federal Partnership framework, in numbers
Federal Partnership framework itself20 years old (in place since February 8, 2006)
Federal inflation-protection buyer-age bracketscompound protection required under age 61; some protection required age 61 to age 76
Nevada’s own cutoff (since 2007)19 years old
This state’s core mechanismprotects $1 of assets for every $1 the policy pays out

For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.

Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.

Next step