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Long-Term Care Partnership Program in Kansas (2026)

Updated September 6, 2026. Quick answer: Yes. Kansas participates in the federal Long-Term Care Partnership Program, using a dollar-for-dollar asset-protection model, under Kansas Statutes Annotated Section 40-2134 (Long-Term Care Partnership Program; asset disregard; duties; reciprocal agreements).

How the asset protection works

Kansas uses a dollar-for-dollar asset-protection model: an amount of Medicaid-countable assets equal to what a qualified Partnership policy actually paid out is protected (disregarded) both when applying for Medicaid and later in Medicaid estate recovery. Kansas Statutes Annotated Section 40-2134 (Long-Term Care Partnership Program; asset disregard; duties; reciprocal agreements) is the governing citation. In the state’s own words: “the assets an individual may own and retain under Kansas medical assistance program and still qualify for benefits under the program shall be increased dollar-for-dollar for each dollar paid out after the effective date of the state plan amendment”

What the state itself says about moving

Kansas’s own program materials address this directly, describing it this way: The department of health and environment shall pursue reciprocal agreements with other states to extend the asset disregard to Kansas residents who purchased long-term care partnership policies in other states that are compliant with title VI, section 6021 of the federal deficit reduction act of 2005.

Which policies qualify

Kansas’s own materials tie the program to policies issued on or after 2007 (or the date its state plan amendment took effect that year). A long-term care policy bought before that cutoff is not automatically Partnership-qualified in Kansas even if it otherwise looks similar; the policy’s own rider or outline of coverage should say “Partnership” or “Qualified State Long-Term Care Insurance Partnership” explicitly.

Estate recovery, not just eligibility

The federal rule requires the same protected amount to be disregarded twice: once when Kansas decides Medicaid eligibility, and again later if Kansas pursues Medicaid estate recovery against the person’s estate. A Partnership-qualified policy is doing two jobs, not one; see how estate recovery itself works in Kansas.

The federal Partnership framework, in numbers
Federal Partnership framework itself20 years old (in place since February 8, 2006)
Federal inflation-protection buyer-age bracketscompound protection required under age 61; some protection required age 61 to age 76
Kansas’s own cutoff (since 2007)19 years old
This state’s core mechanismprotects $1 of assets for every $1 the policy pays out

For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.

Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.

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