Updated September 6, 2026. Quick answer: Yes. Georgia participates in the federal Long-Term Care Partnership Program, using a dollar-for-dollar asset-protection model, under Ga. Comp. R. and Regs. R. 120-2-16-.34, Georgia Long-Term Care Insurance Partnership Program, effective January 1, 2007.
How the asset protection works
Georgia uses a dollar-for-dollar asset-protection model: an amount of Medicaid-countable assets equal to what a qualified Partnership policy actually paid out is protected (disregarded) both when applying for Medicaid and later in Medicaid estate recovery. Ga. Comp. R. and Regs. R. 120-2-16-.34, Georgia Long-Term Care Insurance Partnership Program, effective January 1, 2007 is the governing citation. In the state’s own words: “For every dollar that a Partnership policy pays out in benefits, a dollar of assets can be protected (disregarded) from the long-term care Medicaid asset limit.”
What the state itself says about moving
Georgia’s own program materials address this directly, describing it this way: If you move to a State that does not maintain a Qualified Partnership or does not recognize your policy as a Partnership Policy, you would not receive Medicaid asset protection in that State.
Which policies qualify
Georgia’s own materials tie the program to policies issued on or after 2007 (or the date its state plan amendment took effect that year). A long-term care policy bought before that cutoff is not automatically Partnership-qualified in Georgia even if it otherwise looks similar; the policy’s own rider or outline of coverage should say “Partnership” or “Qualified State Long-Term Care Insurance Partnership” explicitly.
Estate recovery, not just eligibility
The federal rule requires the same protected amount to be disregarded twice: once when Georgia decides Medicaid eligibility, and again later if Georgia pursues Medicaid estate recovery against the person’s estate. A Partnership-qualified policy is doing two jobs, not one; see how estate recovery itself works in Georgia.
| Federal Partnership framework itself | 20 years old (in place since February 8, 2006) |
| Federal inflation-protection buyer-age brackets | compound protection required under age 61; some protection required age 61 to age 76 |
| Georgia’s own cutoff (since 2007) | 19 years old |
| This state’s core mechanism | protects $1 of assets for every $1 the policy pays out |
| State citation | Ga. Comp. R. and Regs. R. 120-2-16-.34, Georgia Long-Term Care Insurance Partnership Program, effective January 1, 2007 |
| Federal authority | 42 U.S.C. § 1396p(b), Deficit Reduction Act of 2005 |
| Participates | Yes |
| Confidence | High |
For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.
Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.