Updated September 6, 2026. Quick answer: Vermont’s Medicaid home equity limit for a single nursing-home applicant is $752,000 as of 2026. Vermont’s own document states this figure directly but does not call it a ‘minimum’ or ‘maximum’; this session confirms it matches the lower end of the federal range under 42 U.S.C. Section 1396p(f), roughly $378,000 below the $1,130,000 ceiling some other states elect. Above that figure, you are not eligible for nursing-home Medicaid unless a spouse, minor child, or disabled child of any age lives in the home.
What Vermont’s own standards document says
Vermont’s own Health Benefits Eligibility and Enrollment rule, Section 29.09(d), delegates the actual dollar figure to a separate document, ‘Vermont’s Eligibility Standards for Healthcare Programs’; the document this session located and cites here, which shows $730,000 for 2025 rising to $752,000 effective January 1, 2026.
Get the house question looked at before it is urgent
Whether a home counts, and what happens to it afterwards, turns on facts about the household as well as on the state rule this page sets out, and an adviser can look at the property alongside the rest of the money before any of it has to be decided under time pressure.
Before you start, what actually happens. The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
The Kapitalwise form opens here. You stay on this page.
What happens when you press the button
It asks about nine questions (age, investable assets, location), then your name, email and phone number, and verifies the phone by text. Nothing loads and nothing reaches Kapitalwise until you press the button. Submitting the form does not guarantee an adviser or a match. This matching form is not tax or legal advice.
The genuine wrinkle this page discloses
T01 could not find this document: its guessed URL patterns 404’d, DVHA’s own site search returned nothing, and no sitemap was found. This session located the real, dated URL by searching for the document’s own exact title rather than guessing a filename pattern; the document exists and is current, it was simply never reachable by the URL forms T01 tried.
| Citation | Department of Vermont Health Access, ‘Standards Change for Healthcare 2026’ (Version 4, updated 07/13/2026) |
| What it says | “Substantial Home Equity Limit, Long-Term Care (§ 29.09(d), § 29.08(a)(1)) … Effective 1/1/26 Effective 1/1/25 – 12/31/25 $752,000 $730,000” |
This page covers whether the home counts as a resource while you are alive and applying. What happens to the same house after death is a separate question: see the Medicaid estate recovery by state table, which gives Vermont’s row for what the state can reach and the authority for it. And if a spouse, or a minor or disabled child, still lives in the home, the equity limit on this page does not apply at all: see what the law protects for a spouse who stays at home.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.