Updated September 5, 2026. Quick answer: No. Nevada’s own constitution bars a personal income tax outright, so pensions, 401(k)/IRA withdrawals, Social Security, and every other form of individual income are untaxed.
More on public pension systems, topic by topic: Nevada PERS service credit purchase, Nevada PERS working after retirement and Nevada PERS disability retirement.
Hold a 403(b) or 457(b)? What the state’s own documents say about taxing those withdrawals: does Nevada tax 403(b) and 457(b) withdrawals.
Withdrawing from an IRA or 401(k)? Whether the state withholds tax from it, from its own documents: Nevada tax withholding on IRA and 401(k) withdrawals.
A pension earned in another state, or paid after a move, is covered here: does Nevada tax out-of-state pensions.
Taking money out of your TSP? How the state taxes it, from its own tax documents: Does Nevada tax TSP withdrawals?.
Inheriting from, or planning for, someone in this state? Whether the state has an inheritance tax, from its own tax documents: Does Nevada have an inheritance tax?.
Trusts have their own page: does Nevada tax trust income.
Dividends and interest have their own page: does Nevada tax dividends and interest.
Contributing to an HSA? How the state taxes it, from its own tax documents: Does Nevada tax HSA contributions?.
Annuity payments have their own page: does Nevada tax annuity income.
Planning for what you leave behind? The state’s estate tax answer, from its own tax documents: Does Nevada have an estate tax?.
Military retired pay has its own page: does Nevada tax military retirement.
Saving for a child’s college? The state’s 529 break has its own page: Nevada 529 plan tax deduction.
Selling stocks, funds or real estate has its own page: does Nevada tax capital gains.
Withdrawals from a 401(k) or IRA have their own page: does Nevada tax 401(k) and IRA withdrawals.
The Nevada PERS options, spousal consent and refund rules: Nevada PERS retirement decisions.
More on Nevada: Nevada Probate Cost 2026.
Related state retirement tax guides: Does Nevada Tax Social Security? and Connecticut to Nevada Retirement Taxes.
Confidence note: high. This page is scoped to pension, IRA and 401(k) taxation specifically. For the state’s full retirement-tax picture (Social Security, tax rates, estate and probate), see how Nevada taxes retirement income generally.
The rule in the source’s own words. Nevada Constitution, article 10, section 1(9): “No income tax shall be levied upon the wages or personal income of natural persons.” (source, read October 5, 2026). This page’s governing citation: Nev. Const. art. 10, sec. 1(9).
How pensions and retirement-account withdrawals are taxed
| Public (state/local government) pensions | Not taxed: the state constitution prohibits any income tax on the wages or personal income of natural persons. |
|---|---|
| Private (employer) pensions | Not taxed, for the same reason. |
| Federal government pensions (FERS/CSRS) | Not taxed, for the same reason. |
| Military retirement pay | Not taxed, for the same reason. |
| IRA and 401(k)/403(b) distributions | Not taxed, for the same reason. |
| General retirement-income exclusion | Not applicable: there is no income tax to exclude retirement income from. |
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Social Security is not taxed either, for the same reason. Social Security has its own rules in every state; see the full breakdown in how Nevada taxes retirement income generally.
Figures verified against the Nevada Constitution text on leg.state.nv.us on September 30, 2026.
Statute and sources
Governing citation: Nev. Const. art. 10, sec. 1(9).
Read September 5, 2026.
Related: how Nevada taxes retirement income generally · does Nevada tax Roth conversions? · Roth conversion taxes, all 51 jurisdictions.
General information drawn from each state’s own published statutes and revenue-department guidance, not legal, tax or financial advice. Figures and exemption amounts are current as of the date in the quick answer, are set by state law, and can change by future legislation; any pending bill named on this page is not yet law. This page cannot see your own return, which governs. We are not a law firm, a tax adviser, or a fiduciary, and this is not personalized advice.