Updated September 5, 2026. Quick answer: Washington’s Medicaid home equity limit for a single nursing-home applicant is $1,130,000 as of January 1, 2026, the federal MAXIMUM under 42 U.S.C. Section 1396p(f) (the same home equity eligibility rule this whole dataset tracks), confirmed directly in Washington’s own published standards chart. That is $378,000 higher than the $752,000 figure most other states in this dataset use for the identical federal rule. Above that figure, you are not eligible for nursing-home Medicaid unless a spouse, minor child, or disabled child of any age lives in the home.
What Washington’s own chart says
The excess home equity limit is the federal maximum allowed… Home Equity Limit (1/1/26) $1,130,000
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How our partner relationships workWhy this is the higher federal figure, not the lower one
Washington is the one state in this dataset confirmed at the federal ceiling rather than the floor: its own administrative code elects ‘the federal maximum allowed’ by cross-reference to CMS, and its published standards chart supplies the current number. That is $378,000 higher than the $752,000 figure the majority of states in this family use for the identical federal rule.
| Citation | Washington State Health Care Authority, ‘Washington Apple Health Income and Resource Standards’ (HCA 19-0096, 07/26 edition); Washington Administrative Code 182-513-1350(8) |
| What it says | “The excess home equity limit is the federal maximum allowed… Home Equity Limit (1/1/26) $1,130,000” |
This page covers whether the home counts as a resource while you are alive and applying. What happens to the same house after death is a separate question: see the Medicaid estate recovery by state table, which gives Washington’s row for what the state can reach and the authority for it. And if a spouse, or a minor or disabled child, still lives in the home, the equity limit on this page does not apply at all: see what the law protects for a spouse who stays at home.
Figures verified against Washington HCA Apple Health Income and Resource Standards (HCA 19-0096, 07/26), WAC 182-513-1350(8), and the CMS Informational Bulletin on the 2026 SSI and Spousal Impoverishment Standards (April 27, 2026) on September 30, 2026.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.
Related: use the Medicaid spend-down calculator to estimate how much you would need to spend down to qualify for long-term-care Medicaid in your state.