Updated September 5, 2026. Quick answer: Idaho’s Medicaid home equity limit for a single nursing-home applicant is $750,000, and unlike most states in this dataset that figure is not tied to an annual inflation adjustment this session could find in Idaho’s own current rule text. Above that figure, you are not eligible for nursing-home Medicaid unless a spouse, minor child, or disabled child of any age lives in the home.
What Idaho’s own rule says
For long-term care services, when the value of a participant’s equity in the home is seven hundred fifty thousand dollars ($750,000) or less, the home is excluded as a resource. When the equity value exceeds seven hundred fifty thousand dollars ($750,000), the individual is ineligible for long-term care services.
Get the house question looked at before it is urgent
Whether a home counts, and what happens to it afterwards, turns on facts about the household as well as on the state rule this page sets out, and an adviser can look at the property alongside the rest of the money before any of it has to be decided under time pressure.
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Why this figure does not move like its neighbors’
Idaho’s own code carries a revision marker of 7-1-24 next to this figure, and no later Idaho rulemaking or bulletin through 2026 could be found superseding it. That makes $750,000 a static number that has not moved since mid-2024, while the federal minimum it otherwise resembles rose to $730,000 in 2025 and $752,000 in 2026. Idaho’s figure now sits $2,000 below the current federal floor used by its neighbors, a gap this page discloses rather than assumes will close.
| Citation | Idaho Administrative Code, IDAPA 16.03.05, Section 238 (‘Home as a Resource’), paragraph 02, ‘Long-Term Care Services’ |
| What it says | “For long-term care services, when the value of a participant’s equity in the home is seven hundred fifty thousand dollars ($750,000) or less, the home is excluded as a resource. When the equity value exceeds seven hundred fifty thousand dollars ($750,000), the individual is ineligible for long-term care services.” |
This page covers whether the home counts as a resource while you are alive and applying. What happens to the same house after death is a separate question: see the Medicaid estate recovery by state table, which gives Idaho’s row for what the state can reach and the authority for it. And if a spouse, or a minor or disabled child, still lives in the home, the equity limit on this page does not apply at all: see what the law protects for a spouse who stays at home.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.