Updated September 5, 2026. Quick answer: Virginia’s Medicaid home equity limit for a single nursing-home applicant is $752,000 as of 2026. Virginia’s own manual states this figure directly but does not call it a ‘minimum’ or ‘maximum’; this session confirms it matches the lower end of the federal range under 42 U.S.C. Section 1396p(f), roughly $378,000 below the $1,130,000 ceiling some other states elect. Above that figure, you are not eligible for nursing-home Medicaid unless a spouse, minor child, or disabled child of any age lives in the home.
What Virginia’s own document says
Virginia states the identical figure and effective date twice, once for the general long-term-services provision and again for the married/community-spouse provision, so it does not apply a different number to spousal cases.
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How our partner relationships workWhy this is the lower federal figure, not the higher one
Virginia’s manual states the dollar figure and its effective date, but never uses the words ‘minimum’ or ‘maximum.’ The number, $752,000 effective in 2026, matches the low end of the federal range under 42 U.S.C. Section 1396p(f), not the $1,130,000 ceiling some other states elect. CMS’s Informational Bulletin of December 9, 2025 lists $752,000 as the 2026 federal minimum and $1,130,000 as the 2026 maximum home equity limit; the state’s document does not use those words itself.
| Citation | Virginia Department of Medical Assistance Services, Medical Assistance Eligibility Manual, Transmittal DMAS-37, Subchapters M1460.150 and M1480.015 |
| What it says | “The home equity limit is: • Effective January 1, 2024: $713,000 • Effective January 1, 2025: $730,000 • Effective January 1, 2026: $752,000” |
This page covers whether the home counts as a resource while you are alive and applying. What happens to the same house after death is a separate question: see Virginia’s Medicaid estate recovery rules. And if a spouse, or a minor or disabled child, still lives in the home, the equity limit on this page does not apply at all: see what the law protects for a spouse who stays at home.
Figures verified against Virginia DMAS Transmittal DMAS-37 (Medical Assistance Eligibility Manual M1460 and M1480), the CMS CMCS Informational Bulletin of December 9, 2025, and 42 U.S.C. § 1396p(f) on September 29, 2026.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.
Related: use the Medicaid spend-down calculator to estimate how much you would need to spend down to qualify for long-term-care Medicaid in your state.