Updated September 3, 2026. Quick answer: $605,000 in equity, unless allodial title has been established and not relinquished, in which case all equity in the dwelling is exempt.
This is protection against an ordinary money judgment creditor under Nevada Revised Statutes § 115.010, a different question from a property tax bill or exemption, which this page does not cover.
How it works in Nevada
- A filed declaration is required. A written declaration of homestead must be signed and then acknowledged and recorded as a real-property conveyance would be.
- Married couples and joint owners: One shared exemption per household, selectable by either or both spouses, not a per-spouse doubling. Both spouses’ acknowledged signatures are required to mortgage or sell the homestead.
If you sell the home
Sale proceeds up to $605,000 stay exempt only if reinvested in a like-kind property, identified within 45 days of the sale and taken possession of within 180 days.
What it does not protect against
Purchase-money debt, mechanics’ liens, mortgages and deeds of trust (including refinances, home-equity loans and lines of credit), and liens consented to via a recorded declaration of restrictions (including HOA liens).
Read it yourself
Verbatim from Nevada Revised Statutes § 115.010: “The exemption provided in subsection 1 extends only to that amount of equity in the property held by the claimant which does not exceed $605,000 in value, unless allodial title has been established and not relinquished, in which case the exemption provided in subsection 1 extends to all equity in the dwelling, its appurtenances and the land on which it is located.” Read the full official text before relying on any figure here. Exemption law is fact-specific, and this is a source-backed planning guide, not individualized legal advice.