Guides › Transfer-on-Death Deeds
Updated July 31, 2026. Quick answer: yes — and it is new. Georgia’s transfer-on-death deed law (O.C.G.A. Title 44, Ch. 17) took effect July 1, 2024, which is why most national lists still wrongly count Georgia as a no. Before that, Georgia practitioners used Lady Bird deeds as the workaround; the statutory deed now exists alongside that history.
What the new law provides — and one honesty note
The owner keeps full legal and equitable ownership until death (§44-17-7); the beneficiary needs to sign nothing and know nothing while you live; recording before death is required. One caution we will not paper over: the legislature amended the chapter again in April 2026 (HB 413), and we have not yet verified the amendment’s text against a primary source — so treat any article’s claims about post-2026 details (witness counts, form changes) as unconfirmed until you or your attorney reads the current statute. A brand-new statute being refined is normal; relying on secondhand summaries of it is how mistakes happen.
What it saves: Georgia probate cost. How it compares to the trust route: deed vs living trust. Every state: the verified table.
A two-year-old statute is exactly when professional eyes earn their fee.
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