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Can You File an 83(b) Election on RSUs? (2026)

Updated July 28, 2026. Quick answer: Generally no. An 83(b) election applies to property transferred in connection with services. A standard RSU is an unfunded promise to deliver shares later — no property has been transferred, so there is nothing to make the election on.

The distinction is transfer, not vesting

IRC §83 governs property transferred for services. Restricted stock — actual shares you own subject to forfeiture — is transferred property, and an 83(b) election is available. A restricted stock unit is a contractual promise; you own nothing until settlement.

Restricted stockRSU
Do you own shares before vesting?Yes, subject to forfeitureNo
83(b) available?Yes, within 30 daysGenerally no
Taxed when?At vest, or at grant with the electionAt vest or settlement

What people are usually reaching for

The instinct is right — locking in tax at a low valuation is valuable. In an early stage company the equivalent tool is restricted stock or an early-exercisable option with an 83(b), which is precisely why those structures exist at that stage and RSUs generally do not.

If your paperwork says “restricted stock award” rather than “restricted stock unit”, the election may well be available — and the 30-day clock is already running. Check which one you actually hold.

Sources

IRC §83(a), (b); Treas. Reg. §1.83-3(a) (meaning of transfer); Treas. Reg. §1.83-2.

This states what the cited authority says. It is not tax advice; AMT in particular is computed across your whole return and cannot be resolved from one page.

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