Skip to content
Clear Money Guide Calculate fees
Menu

Uncategorized

Separate or Marital Property? Four Facts Decide the House

Guides › Settling an Estate Updated July 31, 2026. Quick answer: whether the house is separate or marital property usually comes down to four facts: when it was bought (before the marriage leans separate), what money maintained it (marital earnings paying the mortgage or funding the remodel pull it toward marital, at least in part), […]

Separate or Marital Property? Four Facts Decide the House Read More »

Community Property vs Common Law: Different Pools, Not Different Percentages

Guides › Settling an Estate Updated July 31, 2026. Quick answer: community-property and common-law states do not just use different percentages for a will-less estate — they divide different pools of property by different machinery. In the nine community-property states, the surviving spouse already owns half of everything earned during the marriage; that half never

Community Property vs Common Law: Different Pools, Not Different Percentages Read More »

Stepchildren Inherit Nothing Without a Will – With Rare Exceptions

Guides › Settling an Estate Updated July 31, 2026. Quick answer: under intestacy, stepchildren inherit nothing in nearly every state — no matter how long they were raised, no matter that everyone called them family. The statutes distribute to blood and adopted relatives; “step” is not a legal category of heir. The exceptions are narrow

Stepchildren Inherit Nothing Without a Will – With Rare Exceptions Read More »

Who Inherits in a Blended Family With No Will: Not What the Articles Say

Guides › Settling an Estate Updated July 31, 2026. Quick answer: in a blended family with no will, the surviving spouse almost never “gets everything” — and the generic formula articles quote is wrong twice over. The Uniform Probate Code’s own text (§2-102(4)) cuts the spouse’s share specifically when the decedent leaves children who are

Who Inherits in a Blended Family With No Will: Not What the Articles Say Read More »

Estimated Taxes After Divorce: The Machinery That Quietly Broke

Guides › Settling an Estate Updated July 31, 2026. Quick answer: divorce quietly breaks the machinery that was paying your income tax. Joint withholding stops covering you, support payments arrive with nothing withheld, and the safe-harbor math resets — so the first post-divorce year is when career W-2 employees suddenly owe quarterly estimated payments and

Estimated Taxes After Divorce: The Machinery That Quietly Broke Read More »

Your 401(k) Can Still Pay Your Ex: The Form Beats the Decree

Guides › Settling an Estate Updated July 31, 2026. Quick answer: your divorce decree does not change who your 401(k) pays. For employer retirement plans and employer life insurance, federal law preempts the state statutes that automatically revoke an ex-spouse’s beneficiary designation — the Supreme Court settled it in Egelhoff v. Egelhoff, 532 U.S. 141

Your 401(k) Can Still Pay Your Ex: The Form Beats the Decree Read More »

Michigan Has No TOD Deed – It Has Something Older

Guides › Transfer-on-Death Deeds Updated July 31, 2026. Quick answer: no — Michigan has never adopted a TOD deed statute for real property. What Michigan has instead is the country’s most established Lady Bird deed practice: a common-law enhanced life estate deed, recognized in Michigan practice for decades and treated by the State Bar’s own

Michigan Has No TOD Deed – It Has Something Older Read More »