Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Alabama, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Alabama
These are the figures where Alabama differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Salary history ban: partial — the only jurisdiction of the 49 we have data for
- Five year total: $450 — the only jurisdiction of the 48 we have data for
- Return deadline: 60 days — one of only 2 of 51
- Authorized: no — one of only 4 of 50
What dying costs here
- Small estate limit: 37075
- Small estate scope: personal_only
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: no
- Statute or act: Ala. Code 36-20-73.1 (Act 2021-319/SB 275, eff. 2021-07-01; amended Act 2023-548/SB 187, eff. 2023-09-01)
- Effective date: 2021-07-01
- Conditions: Alabama’s remote-notarization statute uses a live audio-video session for identity verification, but 36-20-73.1(g) requires the notary’s ORIGINAL WET-INK signature and the physical paper document is what gets certified – i.e. remote INK notarization (RIN), not audio-video RON. Notary must remain …
- Association name: Alabama Life and Disability Insurance Guaranty Association (ALDIGA)
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Statute citation: Ala. Code § 27-44-3 (Alabama Life and Disability Insurance Guaranty Association Act, Ala. Code §§ 27-44-1 et seq.)
- Extended windows: 30 days from delivery in replacement transactions
- Refund basis: Replacement transactions: unconditional full refund of all premiums or considerations paid, including any policy fees or charges; for a variable or market-value-adjustment policy or contract, the cash surrender value plus all fees and other charges deducted from gross premiums or imposed under th…
- Grace period days: 30 days, or at the insurer’s option one month of not less than 30 days
- Trigger: the due date of any premium after the first
- Coverage during grace: The policy continues in full force; if a claim arises during the grace period, the amount of any premium due or overdue may be deducted from the policy proceeds
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Has law: No
- Disclosure trigger: none
- Salary history ban: partial
- Local ordinances: none identified
- Statute citation: Ala. Code Sec. 25-1-30 (Clarke-Figures Equal Pay Act) – contains no pay-range disclosure provision
- Authority: regulation
- Contested: no
Source and full detail: pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: 1 month’s rent
- Return deadline: 60 days
- Interest required: no
- Statute citation: Ala. Code 35-9A-201
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $200
- Annual report: none for LLCs — no periodic report is filed with the Secretary of State
- Franchise tax: $50 minimum Business Privilege Tax (per Ala. Dept. of Revenue, taxable years beginning after Dec. 31, 2022)
- Publication requirement: none
- Statute citation: Ala. Code 10A-1-4.31 (filing fees); Ala. Code 40-14A-21 to -29 (business privilege tax)
- Five year total: $450
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: ordinary income
- Rate: top marginal 5.00%
- Preferential mechanism: none
- Tax year: 2026
- Statute citation: Ala. Code § 40-18-5
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Alabama Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/alabama/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 39 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Alabama financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.