Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Oklahoma, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Oklahoma
These are the figures where Oklahoma differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Return deadline: 45 days, but the clock is conditioned on the tenant’s written demand — the only jurisdiction of the 51 we have data for
- Five year total: at least $225 — the only jurisdiction of the 48 we have data for
- Annuity limit: $300,000 — one of only 4 of 47
- Preferential mechanism: deduction — one of only 6 of 51
What dying costs here
- Small estate limit: 50000
- Small estate scope: unstated
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: Remote Online Notary Act, 49 Okla. Stat. 201-214 (S.B. 915, 2019)
- Effective date: 2020-01-01
- Conditions: Notary must register with the SOS for remote-online authority (204); approved electronic signature/seal and prescribed procedures (207-208); fee schedule at 209.
- Association name: Oklahoma Life and Health Insurance Guaranty Association
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $300,000
- Aggregate limit: $300,000
- Statute citation: Okla. Stat. tit. 36, § 2025 (Coverage Provided by Act)
- Free look days: 10 days
- Trigger: the date the policy or annuity is delivered to the insured; exercise requires surrender of the policy together with a WRITTEN REQUEST for cancellation
- Refund basis: refund of any premium or moneys paid, within 30 days of the date of cancellation; if the insurer misses that deadline it must pay interest at the prior calendar year’s average U.S. Treasury Bill rate plus two percentage points, accruing from the date of cancellation until returned
- Grace period days: 30 days, or at the insurer’s option one month of not less than 30 days
- Coverage during grace: the policy shall continue in full force; if a claim arises during the grace period before the overdue premium is paid, the amount of that premium may be deducted from the policy proceeds
- Variations: Industrial, group and pure endowment policies are OUTSIDE the statutory grace requirement entirely; annuity and pure endowment contracts have their own grace provision at 36 O.S. 4017
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: Next regular designated payday established for the pay period in which the work was performed
- Fired deadline: Same as quit: next regular designated payday for the pay period in which the work was performed
- Statute citation: 40 O.S. 165.3
- Has law: No
- Disclosure trigger: none
- Salary history ban: No
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: none
- Return deadline: 45 days, but the clock is conditioned on the tenant’s written demand
- Interest required: no
- Statute citation: 41 Okla. Stat. 115 (Oklahoma Residential Landlord and Tenant Act)
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $100
- Annual report: $25 annual certificate
- Publication requirement: none identified
- Statute citation: 18 O.S. § 2055 (fees) and § 2055.2 (annual certificate), as cited on the Oklahoma SOS fee schedule; statute text unreadable this pass
- Five year total: at least $225
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: preferential
- Rate: 4.75% top marginal
- Preferential mechanism: deduction
- Tax year: 2025
- Statute citation: 68 O.S. sec. 2358(D)
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Oklahoma Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/oklahoma/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 39 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Oklahoma financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.