Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Pennsylvania, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Pennsylvania
These are the figures where Pennsylvania differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Return deadline: 30 days after lease termination — the only jurisdiction of the 51 we have data for
- Five year total: at least $160 — the only jurisdiction of the 48 we have data for
- Trigger: the due date of any premium AFTER THE FIRST YEAR — the only jurisdiction of the 47 we have data for
- Has law: Yes — one of only 6 of 51
What dying costs here
- Small estate limit: 50000
- Small estate scope: personal_only
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: 57 Pa.C.S. 306.1 (RULONA), added by Act of October 29, 2020, P.L. 1030, No. 97
- Effective date: 2020-10-29
- Conditions: Identity by personal knowledge, credible-witness oath, or two types of identity proofing; mandatory audio-visual recording retained at least 10 years; notary must notify the PA Department of State before the first remote act; additional requirements when the signer is outside the US.
- Association name: Pennsylvania Life and Health Insurance Guaranty Association
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Aggregate limit: $300,000
- Statute citation: 40 Pa. Stat. § 991.1703(c) (Coverage and limitations)
- Free look days: at least 10 days for ordinary individual fixed-dollar life and endowment policies; at least 10 days for individual variable life policies; at least 10 days for industrial life and industrial endowment policies
- Trigger: delivery of the policy; and Pennsylvania DEFINES delivery by statute
- Extended windows: 45 days where the policy replaces an existing life policy or annuity with the SAME insurer or insurer group; 20 days where it replaces a policy or contract with a DIFFERENT insurer or insurer group
- Refund basis: Fixed dollar life and endowment, and industrial: the premium paid is refunded and the policy ‘shall be void from the beginning and the parties shall be in the same position as if no policy had been issued’. Variable life: the insurer shall pay an amount equal to (i) the stipulated payment or prem…
- Grace period days: 30 days or one month
- Coverage during grace: the policy shall continue in full force; but if the policy becomes a claim during the grace period before the overdue premium or the deferred premiums of the current policy year are paid, the amount of those premiums, WITH INTEREST on any overdue premiums, may be deducted in any settlement under …
- Variations: Industrial life: a grace of FOUR WEEKS, except that where premiums are payable monthly the insured is entitled to a grace of one month or 30 days (sec. 420C(a)). Annuity and pure endowment contracts: 30 days or one month, interest up to 8% (sec. 410B(a)). Fraternal benefit society certificates: t…
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: By the next regular payday on which the wages would otherwise have been due
- Fired deadline: By the next regular payday on which the wages would otherwise have been due
- Statute citation: 43 P.S. 260.5, 260.10 (Wage Payment and Collection Law)
- Has law: No
- Disclosure trigger: none
- Salary history ban: No
- Test: 61 Pa. Code 109.8 apportions a nonresident’s compensation by the working-days fraction, then limits the out-of-state allowance: ‘However, any allowance claimed for days worked outside of this Commonwealth shall be based upon the performance of services which, of necessity, obligate the employe or…
- Authority: regulation
- Reciprocity: Reciprocal agreement with New Jersey confirmed
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: 2 months’ rent during year 1 of the lease; steps down to 1 month’s rent for year 2 and all subsequent years
- Return deadline: 30 days after lease termination
- Interest required: conditional
- Statute citation: 68 Pa. Stat. Ann. §§ 250.511a (cap), 250.512 (return deadline, interest, penalty) — Landlord and Tenant Act of 1951, as amended. The official source page itself labels these as Act §§ 511–512; 250.511a/250.512 is the commonly cited Purdon’s Statutes numbering.
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $125
- Annual report: $7
- Publication requirement: none identified
- Expedite options: $100 same-day; $300 3-hour; $1,000 1-hour
- Statute citation: 15 Pa.C.S. § 146 (annual report, added by Act 122 of 2022, eff. Jan. 3, 2024); 15 Pa.C.S. § 153 (fee schedule)
- Five year total: at least $160
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: ordinary income
- Rate: 3.07% flat
- Preferential mechanism: none
- Tax year: 2026
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Pennsylvania Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/pennsylvania/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 43 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Pennsylvania financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.