Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Missouri, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Missouri
These are the figures where Missouri differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Preferential mechanism: 100% deduction — the only jurisdiction of the 51 we have data for
- Formation fee: $50 online; $105 by paper — the only jurisdiction of the 48 we have data for
- Grace period days: 31 days, without interest — the only jurisdiction of the 47 we have data for
- Free look days: at least 10 days — the only jurisdiction of the 31 we have data for
What dying costs here
- Small estate limit: 40000
- Small estate scope: unstated
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: RSMo 486.1100-486.1205, enacted H.B. 1655 (2020)
- Effective date: 2020-08-28
- Conditions: Communication technology must allow simultaneous sight-and-sound interaction between the Missouri-based notary and the remote individual, with reasonable accommodation for vision/hearing/speech impairments. Remote credential analysis and identity proofing per SOS standards. Electronic seal must s…
- Association name: Missouri Life and Health Insurance Guaranty Association
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Aggregate limit: $300,000
- Statute citation: RSMo § 376.717.5 (post-August 28, 2013 insolvencies); § 376.717.4 (earlier insolvencies) (Missouri Life and Health Insurance Guaranty Association Act, §§ 376.715 to 376.758)
- Free look days: at least 10 days
- Trigger: delivery of the coverage
- Extended windows: 30 days for graded death benefit policies; 30 days for replacement transactions; 15 days for annuities where the Buyer’s Guide and disclosure document are not delivered by application time; variable life is 10 days but from receipt and with a different refund basis
- Refund basis: full refund of all premium paid; for variable life, the difference between premiums paid (including policy fees and other charges) and amounts allocated to separate accounts, plus the value of the separate-account amounts on the date the returned policy is received
- Grace period days: 31 days, without interest
- Coverage during grace: the policy continues in force; if the insured dies during grace, any premiums then due may be deducted from the proceeds
- Variations: policies with a policy loan or automatic premium loan: lapse only at the expiration of a grace period of at least 31 days, with at least 31 days’ advance notice; variable life (scheduled premium): at least 31 days from the premium due date; variable annuity: 30 days
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: No Missouri statute sets a special deadline for voluntary resignations
- Fired deadline: Immediately, on the day of discharge (or refusal to further employ)
- Statute citation: Mo. Rev. Stat. § 290.110
- Has law: No
- Disclosure trigger: none
- Salary history ban: No
- Authority: statute
- Contested: no
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: 2 months’ rent
- Return deadline: 30 days
- Interest required: no
- Statute citation: Mo. Rev. Stat. § 535.300
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $50 online; $105 by paper
- Annual report: none – Missouri requires no periodic report from LLCs
- Franchise tax: not verified
- Publication requirement: none found
- Statute citation: RSMo 347.179.1(1)-(2), 347.179.2, 347.740; absence of any periodic-report section in RSMo ch. 347
- Five year total: at least $50
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: preferential
- Rate: statutory top marginal 4.95%, subject to revenue-triggered reductions
- Preferential mechanism: 100% deduction
- Tax year: 2025
- Statute citation: RSMo § 143.121.3(14) (capital gain deduction); RSMo § 143.011 (rates)
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Missouri Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/missouri/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 43 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Missouri financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.